Move money with intention.
PayRuh is premium payments infrastructure for platforms that move real money. Accept dynamic UPI collections, disburse worldwide, and settle with confidence on a secure, auditable ledger.
Trusted by leading platforms worldwide
The PayRuh difference
Oversight, engineered in.
Every transaction passes through a deliberate, four-step path — the reason platforms trust us with real money.
Integrate
Drop in the API. Create a payin or payout with a single signed request.
Validated
Every request is checked against your rules and our fraud controls before it moves.
Settled
Funds move and the result is written to an immutable, reconstructable ledger.
Notified
A signed webhook fires; your platform reflects the result instantly.
Capabilities
Everything a modern money platform needs.
Fast local transfers
Quick, secure disbursement to local bank accounts and UPI IDs — single or in bulk.
Dynamic UPI collections
Generate a unique per-transaction QR encoding amount + reference. The payer scans, pays, enters the UTR.
Fraud controls built in
Every payin and payout is validated against your rules before it settles — with per-transaction controls and bulk actions.
HMAC everywhere
Signed API requests and signed webhooks. Secrets are shown once, never re-displayed.
Real-time dashboard
Wallet, statements, and live status update the moment anything changes — no refresh.
Full audit trail
An append-only ledger reconstructs every balance. Nothing is silently mutated.
Security & compliance
Every transaction secured before it settles.
Control isn't friction — it's the foundation. Every transaction is validated, signed, logged, and reversible in an immutable ledger, so nothing settles that shouldn't.
Acme Gaming
payout · single
Beta Market
payin · UPI
Gamma Fin
payout · API
Payins
A dynamic QR for every payment.
Call the API and we mint a unique UPI QR encoding the exact amount and reference. Your customer scans, pays in any UPI app, and enters the UTR on a hosted page that feels like part of your brand.
- Unique per-transaction QR + intent link
- Hosted, on-brand checkout page
- PSP status as a second signal against fraud
Amount payable
₹12,500.00
Payouts
Three ways to disburse.
Single transfer
Fire one payout via the API or dashboard — validated, then executed.
Bulk transfer
Upload an Excel of many rows. We validate each, flag the bad, process the good.
API-triggered
Your end-user requests a withdrawal; your backend calls us; we process it securely.
The dashboard
Clarity your finance team will love.
Wallet balance
₹8,42,190.55
▲ 12.4% this week
Payins
₹2.4L
Payouts
₹1.1L
Volume · 7 days
payin vs payout5m+
Worldwide active users
4.8★
Average rating
135+
Currencies supported
24/7
Priority support
Insights from those who trust us
“PayRuh revolutionised our global payouts. It's fast, reliable, secure, and a must-have for any team moving real money.”
Sarah Johnson
CFO, GlobalDesignCo
Get started
Talk to us for API access.
We onboard platforms deliberately. Tell us about your volume and use case, and we'll get you a sandbox key within a day.
- ✦Sandbox to test before you go live
- ✦Dedicated integration support
- ✦Volume-based, transparent pricing
FAQ
Quick answers.
Every payin and payout is validated against your rules and our fraud controls, written to an immutable ledger, and a signed webhook notifies you instantly.
Transactions are typically processed within minutes. Bulk batches can be cleared in a single action.
Dynamic UPI collections for payins; single, bulk (Excel) and API-triggered payouts to bank accounts or UPI IDs.
Yes. Every account starts in sandbox so you can integrate and test the full flow before switching to live.
Webhooks are signed with HMAC-SHA256 using your webhook secret; money-movement API calls require a signed request within a replay window. Secrets are shown once.
Simplify global
payments today.
Give your platform payments infrastructure with a conscience — and the polish your brand deserves.